01 — Arizona
Workers’ compensation in Arizona
Arizona calculates workers’ compensation benefits from an average monthly wage rather than a weekly one, and the statutory maximum on that wage is indexed annually. Employers comparing Arizona to weekly-benefit states need to convert carefully, because the two figures are not directly comparable.
The monthly basis is the thing to get right. Arizona caps the average monthly wage used in the calculation rather than capping a weekly benefit, and the cap is indexed each year under statute. Placing the Arizona figure next to a weekly maximum from another state and comparing them directly produces a number that is wrong by a factor of roughly four.
The cap attaches to the date of injury, so claims arising in different calendar years sit under different maximums. The figure recorded on this site is the one for injuries in the current year; the following year’s has already been published and is higher.
Arizona’s distribution and construction growth drives most of what we place in the state, and warehousing payroll here raises the same classification questions it does everywhere: work that moves between the floor, the dock and a vehicle belongs in more than one code.
The remaining statutory details for Arizona are not yet verified on this site and are therefore not shown. We confirm them per account rather than publish figures we have not read off the Industrial Commission ourselves.
02 — Statutory rules
What Arizona law sets
Every figure below was read off the issuing agency or the statute itself, with the date it was read. Rules we have not verified are absent rather than estimated.
| Rule | Value | Source |
|---|---|---|
| Statutory maximum | $6,131.00 maximum average monthly wageArizona caps the average monthly wage used in the calculation, not the weekly benefit itself. Applies to injuries sustained 2026-01-01 through 2026-12-31; the 2027 figure is $6,333.32. Indexed annually under A.R.S. §23-1041(E). | Industrial Commission of Arizona — Average Monthly Wage Statutory MaximumRead 2026-08-26 |
03 — What we do here
Placement and program work in Arizona
Workers’ compensation for staffing agencies
Staffing agencies are the hardest workers’ compensation risk to place in America.
PEO placement and exit
A professional employer organization becomes a co-employer of your workforce, handling payroll, benefits and workers’ compensation under its own master policy.
Experience modification review
An experience modification is a multiplier applied to workers’ compensation premium, calculated by a rating bureau from three years of payroll and losses.
Class code and payroll audit
Workers’ compensation premium is payroll multiplied by a rate set for each classification code.
Industries placed in Arizona: Staffing Agencies, Transportation and Trucking, Warehousing and Storage, Food Manufacturing, Wholesale Distribution, Construction.
04 — Other states
Where else we write
- California 6 sourced
- Texas 4 sourced
- Florida 3 sourced
- Georgia 3 sourced
- North Carolina 1 sourced
- Pennsylvania 2 sourced
- Nevada 1 sourced
- Illinois 1 sourced
- Ohio 4 sourced